Monday's Assignment No. 2

1. What do you know of Canada’s Big Five? Take dictation of this report, 00:05 - 00:46. Check your transcript with 2 partners before publishing it on your blog.

Good morning Mike Eppel, 

Hey good morning Kevin we've got the big Canadian banks gearing up for what they expect to be a busy spring time real estate market and some ultra-low mortgage rates once again. The Bank of Montreal offering a special 5 year rate at 2.99% follows the TD bank so for year a rate at 2.97%.  We’re back to these rates below that 3% threshold. Last time we saw this was about a year ago you recall, when the Banks where publicly rebuked by then Finance Minister Jim Floury for lowering mortgage rates too much.They were concerned about creating a bubble in the housing market. Nobody sees that right now, they figure it’s going to be busy this spring time for real estate.They’re competing to get some more mortgage business, so again with very low borrowing costs.

Afternoon Monday's Assignment "The Big Five"

1.-Which are the Big Five? 

The Big Five banks, listed in order of market capitalization on the Toronto Stock Exchange as of December 31, 2011
-Royal Bank of Canada
-TD Bank
-Scotiabank
-BMO Bank of Montreal
-CIBC

2.-Which are not?
-National Bank of Montreal 
-HSBC Bank Canada
-Laurentian Bank of Canada
-Churchill Investment Group
-Canadian Western Bank
-ATB Financial

3.-Did you learn any new facts?
Yes, I did. 

4.- What did you not know before?
I did not know the racking bank. It is very interesting.

Monday´s Assignment "Staff Party"

          Answers

1. There was no staff party last year False
2. The manager himself decided to cancel the annual staff party False
3. The company will not give the employees anything this year  False
4. The employees wished the board members a Merry Christmas False
5. Every stuffed toy will be imprinted with the logo of the company.True

Afternoon Friday Assignment No. 1

      I saw the video called ING DIRECT Frees Canadians from Bank Fees. This video only showed the benefits of banking with ING vs. conventional bank. However, it does not provide information for more than one type of account.

 

In my opinion, it is not possible to show the disadvantages because the video only shows the benefits of this ING product such as: 24/7 live support by phone, free withdrawals, free bill payments, free debit transaction. 

Dialogue on Shopping for Clothes. Thursday's Assignment No. 2

http://vocaroo.com/i/s1jnXay1S2lA

Thursday's Assignment No. 4

         First of all, if you want to buy come devices and electronics my recommendation is to review the price of the electronic in different stores, with this activity you can be very sure about your purchase. Secondly, you could buy electronics in stores that give you a guarantee. Finally, buy always electronics in highly acclaimed stores, you could find them online. 

clothing alteration Thursday's Assignment No. 3

Spencer: I would love to see you in this outfit: a tank top and a miniskirt. 

Lauren: No way! I wouldn’t look anything like that mannequin. I’m too shy and I’d make a fool of myself wearing such revealing clothes. 

Spencer: That’s where you’re wrong. You would look great on the beach in that outfit with a bikini underneath. 

Lauren: I haven’t worn a bikini in years. I always wear a one-piece now. In fact, I’d feel more comfortable in a T-shirt, cut-offs, and flip- flops. 

Spencer: Why would you want to hide that figure? If you want to do that, why don’t you just wear this Hawaiian shirt and these board-shorts. Then no one will know you’re a woman! 

Lauren: Don’t get mad. Okay, you can pick out an outfit for me and I promise to wear it for you. Okay? 

Spencer: Fine, but I’m warning you: I want to see some skin! 

At home:

Spencer: Did you see my favourite black pants?
Lauren: Yes, I did. Do you remember that you feel your pants very high? So, I decided to go to the alteration store to fix it. Also, I saw the zipper broken.

Spencer: Do you know if my T-shirt is in the washing machine?

Lauren: Yes, it is. It had the stained collar and a missing button, but I fix it.

Spencer: Perfect, Thank you very much, now I think I need more clothes.